4.1.13 European Supervisory Authorities (ESAs) are responsible for consumer protection.

4.2 European Supervisory Authorities (ESAs) and the European System of Financial Supervision (ESFS)

ECB Opinion on Union legislation concerning European supervisory authorities

Regulators and market players themselves are pressing for further European cooperation and integration.

Regulatory authorities

Regulatory bodies

Supervisory authorities

supervisory authorities

regulatory bodies

3.11 Supervisory authorities.

and effective supervisory enforcement powers .

The latter shall function as a network of supervisors and comprise the national authorities in the Member States , a Joint Committee of European Supervisory Authorities , to cover cross sectoral issues , and the European Commission .

These include the recommendation to transform the so called level three committees of national supervisors into European authorities .

Regulatory bodies (Article 4)

(31) The European Data Protection Supervisor and the supervisory authorities should actively cooperate with each other to ensure coordinated supervision of the RTP.

The United States shall provide for oversight under this Article cumulatively through more than one authority, which may include, inter alia, inspectors general, chief privacy officers, government accountability offices, privacy and civil liberties oversight boards, and other applicable executive and legislative privacy or civil liberties review bodies.

In addition, each European Supervisory Authority should have the possibility to participate in meetings of the other European Supervisory Authorities as an observer.

to the supervisory authorities of significant subsidiaries or branches of that group in the Host Party, at the request of those supervisory authorities.

IPPC regulators will check whether ETS permit is necessary and inform ETS regulators

CHAPTER VI NATIONAL SUPERVISORY AUTHORITIES

Number of hours training for supervisors

Identify areas in which the EU could provide further training and capacity building.

Article 64 establishes the European Data Protection Board, consisting of the heads of the supervisory authority of each Member State and of the European Data Protection Supervisor.

any reservations of the other supervisory authorities within the college of supervisors expressed during the applicable period

Settlement of disagreements between national supervisory authorities

Are banks, markets, or regulators to blame?

Will work closely with national supervisors

National competent authority partners

NATIONAL COMPETENT AUTHORITY PARTNERS

Article 22 Cooperation between Oversight Authorities

(f) promote common training programmes and facilitate personnel exchanges between the supervisory authorities, as well as, where appropriate, with the supervisory authorities of third countries or of international organisations

The recently created European Banking Authority has only limited powers over national supervisors, whose daily work is guided mainly by national considerations.

SECTION 2 JOINT COMMITTEE OF EUROPEAN SUPERVISORY AUTHORITIES

ECB Opinion on Italian supervisory authorities

to achieve simplification of procedures and supervisory efforts .

3.2 Deficiencies in the Supervisory authorities

3.5 Deficiencies in the Supervisory authorities

Article 9 (General responsibilities of the national regulatory authorities)

(93) Where a Member State establishes several supervisory authorities, it should establish by law mechanisms for ensuring the effective participation of those supervisory authorities in the consistency mechanism.

Supervisory Authorities and General Rules Articles 27 to 38

6 members including 4 representatives of national supervisors .

But what structures should regulators seek to encourage?

Annex 6 EMEA budgets 1995 to 1997

6 members including 4 representatives of national supervisors.

Number of supervisory authorities involved in the registration supervisory process